business fees schedule

Effective May 1, 2024 (Subject to Change)

Accounts

Business Membership Savings Account

No monthly service charge with a minimum average daily balance of $300 or when you have other account relationships with United.

• $3.00/month if none of the above criteria are met

Business Checking

• No monthly service charge

• 200 deposited checks and/or debit transactions (total) free per month

• $0.35 for each additional transaction

Business Growth Account

No monthly service charge with a $10,000 minimum average daily balance.

• $25.00/month if balance falls below $10,000

• 1,000 deposited checks and/or debit transactions (total) free per month

• $0.35 for each additional transaction

Non-Profit Checking

• No monthly fees

• No minimum balance fees

• $1,000 deposited checks and/or debit transactions (total) free per month

• $0.35 for each additional debit transaction

Checking Services

Stop Payment (any type) $30.00
Check Copies - Staff Assisted $5.00
Returned Deposit Items $15.00
Non-Sufficient Funds Items (any type) No fee
Courtesy Pay Fee $22.00
Overdraft Protection No fee
Savings or Line of Credit Transfer Sweep Service $9.00/month

Debit and Credit Card Services

Replacement for Damaged or Lost Card $10.00
ATM Overdraft $20.00/transaction
International Service Assessment (Debit Only) 1.5%
Visa Late Payment Fee (first occurrence) $29.00
• Subsequent occurrences within 6 months $40.00
Visa Returned Payment Fee $35.00
Activity at non-United ATMs (Foreign institution surcharge may apply)
• > More than 5 per month $2.00/each
• ATM Balance Inquiry $2.00/each
Rush Card Order
• Domestic $35.00
• International at cost

Bill Pay

Expedited Payment - Electronic $9.95
Expedited Payment - Overnight Check $24.95
Bill Pay Stop Payment $30.00
Returned Payment Bill Pay $20.00 (per attempt)

Convenience Service

Corporate Check (Foreign institution surcharge may apply) $5.00
Counter Checks (per page minimum 4 checks) $0.75
Account Closing (within first 90 days) $25.00
Outgoing Domestic Wire Transfer $25.00
Outgoing International Wire Transfer $50.00

Incoming Wire Transfer

(domestic and international)

$10.00

Treasury Management Services

Business Online Banking
• Basic Online Banking No fee
• Payroll Direct Deposit $10.00/month
• Payroll Items No fee
• Full ACH Services $20.00/month
• ACH Credit and Debit Items No fee
• Per User Fee No fee
ACH Reversals (Staff Assisted) $5.00/item
$50.00 max
Business Remote Deposit
Scanner Service (each scanner) $30.00/month
Deposited Items No fee
Mobile Deposit
Business Checking No fee
Business Growth Checking No fee

Other Services

Receipt of Tax Levy/Garnishment $100.00

Research Services

(1 hour minimum)

$25.00/hour
ACH or Other Returned Items no fee
Returned Mail $10.00
Verification of Funds $25.00
United Originated ACH Transactions
• One-Time Transfer Fee $15.00
Collection Item $25.00
Escheatment Fee $75.00
Account Inactivity Fee $7.00
Foreign Collection $40.00
Overnight Letter (UPS actual cost) $26.00 minimum
Subpoena/Search Warrant Response (1 hour minimum) $75.00/hour
Money Service Business $300.00/month
Check Images $15.00/month

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